← Bridge Trading

Terms of Service

Document hash: 7208c02d93fc · Bridge Trading legal corpus
⚠ DRAFT — v0, not yet effective. This document is a working draft prepared by the founder. It has not yet been reviewed by counsel and is not effective until lawyer-approved and posted with a confirmed Effective Date. Customer-facing reliance on this language is at your own risk pending finalization.

Bridge Trading — Terms of Service

Notice to Reader (this version)

This is a v0 working draft prepared by the founder before formal legal review. Brackets like [Bridge Trading LLC] mark placeholders that get finalized when the LLC is formed and the document is countersigned by counsel. Customer-facing copy that is final-shipped will not contain brackets.

1. Acceptance of These Terms

These Terms of Service ("Terms") form a binding legal agreement between you ("you," "your," "User," or "Customer") and [Bridge Trading LLC], a Georgia limited liability company ("Bridge Trading," "we," "us," or "our").

By creating an account, joining the waitlist, paying for a subscription, or otherwise using the Service (defined below), you confirm that:

(a) You have read, understood, and agree to these Terms; (b) You are at least eighteen (18) years old and capable of forming a binding contract under the laws of your jurisdiction; (c) You are not barred from receiving or using the Service under the laws of the United States, the State of Georgia, or the jurisdiction in which you reside; (d) You agree to the Privacy Policy, the Acceptable Use Policy, the Risk Disclosure (DISCLOSURE_COPYTRADE_GENERAL_v1), the Hypothetical Performance Disclosure (DISCLOSURE_HYPOTHETICAL_PERF_v1), the Signal Provider Disclaimer (DISCLOSURE_SIGNAL_PROVIDER_v1), the Broker Credential Handling Disclosure, and — if you enable Auto-Execute — the Auto-Execute Disclosure (DISCLOSURE_MODE_A_v1), each of which is incorporated into these Terms by reference.

If you do not agree to any part of these Terms or any of the incorporated documents, do not use the Service.

2. Definitions

For purposes of these Terms:

3. Description of the Service

Bridge Trading is a non-custodial technology platform. The Service provides:

(a) Research Desk: read-only market data, options-flow analytics, gamma exposure (GEX) levels, daily AI-generated market briefs, and an AI-powered research assistant ("The Analyst").

(b) Copy Trade: ingestion, parsing, and dispatch of trade signals from independent Signal Providers to the Broker Account or execution path you have configured.

(c) Audit logs, configuration tools, kill switches, and risk-control settings related to the Signal Provider follow lists and execution configuration you have established.

Bridge Trading is not any of the following, and does not act in any of the following capacities:

Bridge Trading does not provide investment advice, trading recommendations, securities or commodity research designed to induce trading by any specific user, options strategy analysis for your specific account, or financial planning of any kind. All Service output — including signal aggregation, AI-generated commentary, analytics, and visualizations — is provided for informational purposes only.

All trading decisions are made by you. You are solely responsible for every trade placed in any Broker Account you connect to the Service.

4. Eligibility and Account Registration

4.1 Eligibility

You may create an account only if all of the following are true:

(a) You are at least eighteen (18) years old; (b) You have the legal capacity to enter into a binding contract; (c) You are not on any U.S. Treasury OFAC sanctions list, U.S. Commerce Department Denied Persons List, or any equivalent restricted-party list; (d) You are not a resident of, and you are not accessing the Service from, a jurisdiction in which the Service is prohibited; (e) Your use of the Service will not violate any law, regulation, or contractual obligation that binds you.

4.2 Account credentials

You are responsible for maintaining the confidentiality of your Bridge Trading account credentials, including your password, two-factor codes, and API tokens issued to you by us. You agree to:

(a) Use a strong, unique password; (b) Enable two-factor authentication when the Service offers it; (c) Not share your account credentials with any other person, including spouses, business partners, employees, or automated agents acting under your name; (d) Notify us immediately at [email protected] if you become aware of any unauthorized access to or use of your account.

You are responsible for all activity that occurs under your account, including any trades that result from such activity, except to the extent we have been notified of unauthorized access and have had a reasonable opportunity to respond.

4.3 One account per person

You may only maintain one (1) active Bridge Trading account at a time. Creating multiple accounts to circumvent the 100-customer cap, evade a suspension, qualify for repeated trials, or for any other purpose is prohibited and may result in immediate termination without refund.

5. Trading Risk Disclosures and No Investment Advice

5.1 General risk warning

Trading futures, securities, options, forex, and cryptocurrency involves substantial risk of loss and is not suitable for all investors. You may lose some or all of the money in any Broker Account you connect to the Service. For leveraged instruments — including futures contracts and short option positions — you may lose more than your initial margin or premium and you may owe additional money to your Broker.

Past performance — yours, any Signal Provider's, the Service's, or otherwise — does not guarantee, predict, or imply future results.

5.2 No investment advice

Nothing provided through the Service constitutes:

(a) An offer or solicitation to buy or sell any security, futures contract, or other financial instrument; (b) A recommendation that any specific security, futures contract, or other financial instrument is suitable for you; (c) Personalized investment advice; (d) Tax, legal, accounting, or other professional advice.

The Service is provided for informational and educational purposes only. You should consult a licensed professional in your jurisdiction before making any investment decision.

5.3 Asset-class-specific notices

5.3a Futures and forex

Futures and forex contracts are leveraged products. You can lose more than your initial margin deposit. The Commodity Futures Trading Commission ("CFTC") and the National Futures Association ("NFA") publish risk disclosure documents for futures and forex products, available at www.cftc.gov and www.nfa.futures.org. You should read these before trading.

If you trade through a Prop Firm evaluation or funded account: you remain responsible for complying with the firm's daily-loss limits, trailing-drawdown rules, position limits, lockout windows, instrument restrictions, and any other rules of the firm. Violations of these rules may result in account closure, forfeiture of profits, or other consequences imposed solely by the Prop Firm, and Bridge Trading is not responsible for those consequences. See Section 8.

5.3b Securities (stocks)

Equity prices are volatile and can fall to zero. The Service relays whole-share orders to your connected Broker via your configured execution path; we do not provide securities recommendations or research designed to induce trading by you.

5.3c Options

Options trading is not suitable for all investors. Before trading options, you must read the standardized disclosure document "Characteristics and Risks of Standardized Options" published by the Options Clearing Corporation (OCC), available at www.theocc.com.

Multi-leg, short, and uncovered option strategies can lose substantially more than the initial premium and may obligate you to deliver or receive the underlying instrument. Your Broker must approve your account for the level of options trading required by any signal you choose to follow. If your Broker has not approved you for that level, the Broker will reject the order and Bridge Trading is not responsible for that rejection.

5.3d Cryptocurrency

Cryptocurrency markets are highly volatile, trade twenty-four (24) hours a day, and are subject to outages, security breaches, regulatory action, and exchange insolvency. Cryptocurrency holdings are not insured by the FDIC, SIPC, or any government agency, and do not benefit from the customer-asset-segregation rules that apply to securities or futures. Losses may be total and permanent.

5.4 Non-custodial nature

At no time does Bridge Trading hold, take possession of, control title to, or have a property interest in your funds, securities, futures positions, options contracts, or cryptocurrency. Your assets remain at your Broker (or in your Broker's custodian's custody, as applicable) at all times. Bridge Trading relays signals and configuration; your Broker executes orders and holds assets.

6. Signal Providers Are Independent Third Parties

6.1 What Signal Providers are

Signal Providers are independent third-party traders, automated systems, or other sources whose published trade signals are ingested by the Service. They are not employees, agents, partners, affiliates, or contractors of Bridge Trading except where expressly disclosed (such as a separately disclosed signal-provider partnership).

Bridge Trading does not:

(a) Vet Signal Providers' qualifications, registration status, or trading history; (b) Verify the accuracy, timeliness, or honesty of any signal published by a Signal Provider; (c) Guarantee any Signal Provider's past or future performance; (d) Endorse, recommend, or suggest that any Signal Provider is suitable for your account, your risk tolerance, your strategy, or your financial situation.

You alone choose which Signal Providers to follow. You alone are responsible for the consequences of that choice. The full Signal Provider Disclaimer (DISCLOSURE_SIGNAL_PROVIDER_v1) is incorporated by reference.

6.2 Hypothetical performance

Performance figures shown on Signal Provider profiles — including win rate, average return, profit factor, recovery factor, total signals, and similar statistics — are derived from the Service's own audit log of signals published by that provider, not from independently audited broker statements of trades that you personally placed. Any such figure constitutes "hypothetical performance" as defined in CFTC Rule 4.41(b) and NFA Rule 2-29 and is subject to the limitations described in the Hypothetical Performance Disclosure (DISCLOSURE_HYPOTHETICAL_PERF_v1), incorporated by reference.

6.3 Signal Provider compensation

Where Bridge Trading compensates a Signal Provider (whether by flat fee, affiliate commission on referred subscriptions, or any other structure), that compensation is governed by a separate written agreement between Bridge Trading and the Signal Provider. We will disclose the existence of such a compensation relationship on the relevant Signal Provider's profile. We do not pay Signal Providers based on the profit or loss generated in any individual customer's account.

7. Three Execution Modes

For every Signal Provider you choose to follow, you select one of three execution modes:

(a) Approval Mode (Mode C) — Default. You receive a notification for every signal. No order is placed in any Broker Account until you tap Approve. You may approve, decline, modify quantity, or ignore each signal. This is the mode every new customer starts in.

(b) Batched Approval (Mode B). Signals queue, and you review and approve a batch.

(c) Auto-Execute (Mode A) — Optional, Restricted. Orders are placed automatically without per-trade approval. Mode A is restricted to customers who have been explicitly added to a server-side allow-list maintained by Bridge Trading, after signing the separate Auto-Execute Disclosure (DISCLOSURE_MODE_A_v1). Mode A is not self-service; addition to the allow-list requires a code change in our deployment, providing a documented audit trail.

You may change your mode for any Signal Provider at any time, with effect for future signals only.

8. Authorized Broker-Account Use and Broker Credential Handling

This Section is the legal core of how Bridge Trading interacts with your Broker Account. Read it carefully.

8.1 Authorization to connect

You may only connect a Broker Account to the Service if at least one of the following is true:

(a) You are the legal owner of that Broker Account; (b) You have been granted formal trading authorization by the legal owner through the Broker's official authorization process — including a Limited Power of Attorney (LPOA), a written trading authorization recognized by the Broker, or unique sub-login credentials issued to you by the Broker for that authorized relationship.

You may not connect, access, or trade through any Broker Account using credentials, API keys, OAuth tokens, or other authentication material that belong to another individual, even if that individual provides the credentials voluntarily, unless the Broker has expressly issued you your own unique credentials for that authorized relationship. Connecting another person's Broker Account in violation of this Section may violate applicable law and the rules of self-regulatory organizations, including, in the United States, FINRA Rule 3260 governing discretionary accounts.

8.2 Bridge Trading's credential-handling commitments

Depending on your Broker, Bridge Trading uses one of the following connection paths:

(a) Encrypted credential storage — for Brokers and Prop Firms that do not currently offer OAuth-style delegated authorization, including (without limitation): Apex Trader Funding evaluation and funded ("PA") accounts, TopstepX evaluation and funded accounts, and Tradovate accounts used in connection with Prop Firm relationships. For these Broker Accounts, Bridge Trading stores your credentials encrypted at rest using industry-standard encryption (AES-256, with a unique encryption key per customer derived from key material held in a separately-administered key management service). Credentials are decrypted only inside the process that submits orders to your Broker; decrypted values are never written to logs.

(b) OAuth-based connection — for Brokers that offer delegated authorization (including, where supported, tastytrade and similar). For these Broker Accounts, you authorize Bridge Trading through the Broker's own login page. Bridge Trading receives a revocable scoped token and never sees your Broker password.

(c) Brokerage-aggregator OAuth — for retail brokerage accounts (Charles Schwab, Fidelity, Robinhood, Interactive Brokers, and others), Bridge Trading integrates with SnapTrade, a SOC 2 Type II audited brokerage-aggregation service. SnapTrade handles the OAuth flow and holds the credentials; Bridge Trading receives a SnapTrade-issued scoped trading token only. Bridge Trading never sees a retail Broker password.

(d) No supported path — if your Broker is not supported by any of the foregoing paths, Bridge Trading will not accept your Broker credentials. You may still subscribe to the Service for research and signal access, but Bridge Trading will not execute orders on your behalf. You may use your own webhook-based execution layer or another third-party execution service of your choosing, at your own contractual relationship with that vendor.

8.3 What we never collect

Bridge Trading does not collect, store, or transmit:

(a) Bank account login credentials; (b) Credentials for any retail brokerage holding personal-cash positions (we use SnapTrade OAuth instead); (c) Credentials for any cryptocurrency exchange (we use OAuth where available); (d) Social Security Numbers; (e) Driver's license images, passport scans, or other government-issued identification (other than what is required for Stripe's customer verification at billing).

8.4 Threat model — what we explicitly disclose

For Broker Accounts where Bridge Trading stores encrypted credentials under Section 8.2(a) above, you should understand and accept the following threat model:

This threat model is not a guarantee of any specific outcome and is provided as a good-faith disclosure of the security posture you are accepting by connecting a Prop Firm account.

8.5 Your right to disconnect

You may disconnect any Broker Account from the Service at any time, through the Service dashboard. Upon disconnect:

(a) Bridge Trading immediately ceases routing any new signals to that Broker Account; (b) Encrypted credentials stored under Section 8.2(a) are deleted from our secrets store within 24 hours, except as required by audit log retention obligations described in Section 14; (c) OAuth tokens under Sections 8.2(b) and 8.2(c) are revoked at the time of disconnect.

8.6 Prop Firm contractual compliance is your responsibility

You acknowledge that some Prop Firms' terms of service prohibit, restrict, or condition third-party access to funded accounts. You are responsible for confirming that your Prop Firm's terms allow you to connect Bridge Trading to your account. If your Prop Firm closes your account, voids profits, or imposes other consequences as a result of your connection to Bridge Trading, those consequences are between you and your Prop Firm; Bridge Trading is not responsible for them, will not indemnify you against them, and will not refund any subscription fees on that basis.

9. The Analyst and AI-Generated Content

9.1 What The Analyst is

The Analyst is the Service's artificial-intelligence-powered research assistant. It is implemented using third-party large language models, currently including Anthropic's Claude. The Analyst generates daily market briefs, research summaries, scenario analyses, and responses to questions you ask it.

9.2 Disclosures regarding AI output

You acknowledge:

(a) Output from The Analyst is machine-generated. It is not reviewed by a human securities professional, futures professional, or licensed adviser before delivery to you.

(b) Output from The Analyst may contain factual errors, omissions, outdated information, or hallucinations characteristic of large language models. The Analyst may state confident-sounding numbers that are wrong, cite events that did not occur, or summarize positions that the underlying data does not support.

(c) Output from The Analyst is provided for informational purposes only and does not constitute investment advice, a recommendation to buy or sell any security or contract, or any other regulated financial service.

(d) You will not act on Analyst output without independent verification. Bridge Trading is not liable for any action you take in reliance on Analyst output.

9.3 No training on customer data

Bridge Trading is committed to never training any artificial-intelligence model on customer data. This commitment includes:

(a) We do not use your prompts to The Analyst, your conversation history, your trade history, your notes, your tags, your watchlists, or any other customer-specific content as training data for any foundation model, fine-tuned model, or internal model;

(b) We do not share customer-specific content with any third party for the purpose of training their models;

(c) Where we use anonymized, aggregated usage statistics (for example, "what percentage of customers asked The Analyst about NVDA in May") to improve the Service, we do so only after stripping all personally identifying information.

This commitment may only be changed by written notice to you, posted on the Service and emailed to your account email, at least thirty (30) days before the change takes effect. Continued use of the Service after the change takes effect constitutes acceptance.

9.4 Third-party AI provider terms

The Analyst feature depends on third-party large language model providers (currently Anthropic). Your prompts and the responses generated by The Analyst pass through these providers' systems for processing. We have selected providers that contractually commit to not training their public foundation models on customer data routed through their commercial API. We are not, however, the operator of the underlying model and cannot guarantee the third-party provider's full compliance with their own commitments.

10. Subscriptions, Pricing, and Payment

10.1 Subscription model

Access to the Service requires a paid Subscription, billed monthly. The current price is five hundred U.S. dollars ($500) per month unless otherwise specified at the time of signup. We may modify pricing for future renewal periods with at least thirty (30) days' prior notice; pricing for customers already on an active Subscription will be honored for the current billing month.

10.2 100-customer cap (initial launch)

At launch, Bridge Trading is limiting active Customer Subscriptions to one hundred (100) concurrent customers. Once that cap is reached, additional applicants will be placed on a waitlist. We reserve the right to modify the cap, accept additional customers on a waitlist basis, or expand the cap in our discretion.

10.3 Payment processor

Subscriptions are billed through Stripe. By providing payment information, you authorize Bridge Trading and Stripe to charge your designated payment method for the recurring Subscription fee. You are responsible for keeping your payment method current. We do not store your full credit card number on our systems; only a Stripe-issued customer reference token.

10.4 Refund policy

Bridge Trading offers a seven (7) day money-back guarantee on your first month's Subscription fee only. To request a refund, email [email protected] within seven (7) days of your initial payment. Refunds outside this window are at our discretion and are not guaranteed. After the first month, the Subscription is non-refundable; you may cancel at any time to prevent the next month's charge.

10.5 Failed payment

If a recurring charge fails, we will attempt to charge the same payment method up to three (3) times over five (5) business days. If payment cannot be collected, access to the Service may be suspended without further notice. We will retain your account in a suspended state for thirty (30) days, during which you may restore service by updating your payment method.

10.6 Taxes

You are responsible for any sales, use, value-added, or other tax that may be imposed on your Subscription by your jurisdiction, except where Bridge Trading is required by law to collect such tax on your behalf.

10.7 Broker fees are not Bridge Trading fees

Some Brokers charge separate fees for the API access required to integrate with Bridge Trading. For example, Tradovate currently charges twenty-five U.S. dollars ($25) per month for API Access. These fees are charged by the Broker to you directly and are not collected, retained, or reimbursed by Bridge Trading. Bridge Trading is not responsible for the existence, amount, or terms of any Broker fee.

11. Acceptable Use

Your detailed obligations under this Section are set out in the separate Acceptable Use Policy, which is incorporated by reference. The following is a non-exhaustive summary of prohibited conduct:

(a) Using the Service for any unlawful purpose or in violation of any applicable regulation;

(b) Attempting to gain unauthorized access to any part of the Service, any account other than your own, or the systems of any Broker connected to the Service;

(c) Interfering with or disrupting the integrity, security, or performance of the Service;

(d) Reverse-engineering, decompiling, or disassembling any aspect of the Service except as expressly permitted by applicable law;

(e) Using automated systems to scrape, harvest, or extract data from the Service in a manner inconsistent with the documented API or in volumes exceeding documented rate limits;

(f) Live-streaming, simulcasting, screen-sharing, broadcasting, or otherwise redistributing real-time views of the Service — including but not limited to Signal Provider feeds, the Copy Trade dispatch interface, The Analyst output, and dashboard analytics — to any audience that does not hold their own active Subscription, whether through streaming platforms, video conferencing tools, community servers such as Discord, screen-sharing arrangements, mirrored displays, or co-viewing arrangements;

(g) Sharing your account credentials with, or providing real-time access to the Service for, any individual who does not hold their own active Subscription;

(h) Using the Service, or any output of the Service, to develop, train, or improve any product or service substantially similar to the Service, including the use of any Service output to train any machine-learning model;

(i) Reselling, sublicensing, redistributing, renting, leasing, or commercially exploiting access to the Service.

Screenshots, recordings of past sessions, written commentary discussing the Service, and other after-the-fact sharing are permitted, provided they do not redistribute live data feeds. If you are unsure whether a specific use is allowed, contact [email protected] before proceeding.

Violation of this Section may result in immediate suspension or termination of your account without refund.

12. Intellectual Property

12.1 Our property

The Service, including all source code, designs, layouts, visualizations, heatmaps, analytics, branding, the names "Bridge Trading" and "The Analyst," and all other content originated by us, is owned by [Bridge Trading LLC] and protected by United States copyright, trademark, and other intellectual property laws. Except for the limited license granted in Section 12.3, no rights are granted to you.

12.2 Your content

You retain ownership of any data, notes, tags, journal entries, or other Customer Data that you submit to the Service. You grant Bridge Trading a worldwide, non-exclusive, royalty-free license to host, process, display, and transmit your Customer Data solely for the purpose of providing the Service to you. We may also use aggregated, anonymized statistics derived from Customer Data to operate, maintain, and improve the Service, subject to the AI-training restriction in Section 9.3.

12.3 License to you

Subject to your continued compliance with these Terms and payment of all Subscription fees, [Bridge Trading LLC] grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your personal, non-commercial trading purposes during the term of your Subscription.

12.4 Feedback

If you submit suggestions, feature requests, or other feedback regarding the Service ("Feedback"), you grant Bridge Trading an unrestricted, perpetual, royalty-free license to use, incorporate, and exploit such Feedback in the Service without obligation to you.

13. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes what information we collect, how we use it, how we share it (and what we never share), and what choices you have. The Privacy Policy is incorporated by reference into these Terms.

14. Data Retention

14.1 Trade audit logs

Bridge Trading retains, in immutable form, complete audit logs of every signal received, every parse decision, every dispatch, every order submission, and every fill confirmation, for a period of seven (7) years from the date of the event. This retention period parallels the standard set by SEC Rule 17a-4 for broker-dealer records and is intended to support both customer inquiries and potential legal process.

14.2 General server logs

Other server logs (access logs, performance logs, error logs) are retained for thirty (30) days and then deleted, except where retention is required by law or by ongoing investigation of a security incident.

14.3 Broker credentials

Encrypted Broker credentials stored under Section 8.2(a) are retained only as long as your Broker Account is connected. Within twenty-four (24) hours of disconnect, the encrypted credentials are deleted from our secrets store. We do not maintain offline backups of disconnected credentials.

14.4 Customer Data after account termination

Upon termination of your account, your Customer Data (other than what is referenced in 14.1 above) will be deleted within ninety (90) days, except where retention is required by law or by ongoing investigation.

15. Security and Breach Notification

15.1 Our security commitments

Bridge Trading uses commercially reasonable measures to protect the Service and your data, including (without limitation): encryption of credentials at rest, encryption of all data in transit (HTTPS / TLS), multi-factor authentication on administrative accounts, server-side rate limiting and abuse detection, periodic security review of dependencies, and use of SOC 2 Type II audited subprocessors where available.

15.2 Breach notification

If we become aware of a security incident that has resulted in, or that we reasonably believe has resulted in, the unauthorized access to or disclosure of your personal information or Broker credentials, we will notify you within seventy-two (72) hours of confirmation of the incident. Notification will be made to the email address associated with your Bridge Trading account and, where required by applicable state law, by additional means.

The notification will include, to the extent then known: a description of the incident, the categories of data affected, the steps we are taking, the steps you should consider taking, and a contact point for questions.

15.3 No warranty of impenetrability

You acknowledge that no security system is impenetrable. We disclaim all warranties regarding the security of stored credentials and stored Customer Data beyond our commercially reasonable best efforts.

16. Service Availability and Modifications

16.1 Best-effort availability

The Service is provided on a best-effort basis. We target high availability during U.S. equity- and futures-market hours but do not guarantee any specific uptime percentage or any specific response time.

16.2 Maintenance windows

We may take the Service down for scheduled maintenance from time to time. Where reasonable, we will provide advance notice through the Service or by email.

16.3 Modifications

We may add, modify, or remove features of the Service at any time. Where a modification materially reduces the functionality of the Service, we will provide at least thirty (30) days' notice and, at your option, a pro-rated refund of the unused portion of your then-current Subscription month.

16.4 Discontinuation

We may discontinue the Service at any time on at least sixty (60) days' notice. In the event of discontinuation, we will pro-rate refund any pre-paid Subscription fees and provide an export of your Customer Data on reasonable request.

17. Third-Party Services and Subprocessors

The Service integrates with third-party providers, which may change from time to time. Categories of subprocessors currently in use include:

(a) Brokers and brokerage-technology platforms (Tradovate, tastytrade, SnapTrade, and others as added); (b) Source platforms for customer-configured trading signals (currently Discord); (c) Payment processors (Stripe); (d) Hosting and infrastructure providers; (e) Content delivery and edge security providers (currently Cloudflare); (f) Secrets-management provider (currently Doppler); (g) Transactional email providers; (h) Analytics providers (currently limited to first-party server analytics); (i) AI / large language model providers (currently Anthropic).

We are not responsible for the availability, accuracy, or reliability of any third-party service. A current list of subprocessors is available on request at [email protected].

18. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

(A) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) TRADING SIGNALS WILL BE RELAYED ACCURATELY OR WITHIN ANY SPECIFIC TIMEFRAME; (C) THE COPY TRADE FEATURE WILL REPLICATE TRADES ON ANY SPECIFIC TIMELINE OR WITH ANY SPECIFIC ACCURACY; (D) ORDERS WILL BE EXECUTED AT ANY PARTICULAR PRICE, OR AT ALL; (E) THE OUTPUT OF THE ANALYST OR ANY OTHER AI FEATURE WILL BE ACCURATE OR RELIABLE; (F) RESULTS OBTAINED FROM THE SERVICE WILL BE PROFITABLE, ACCURATE, OR RELIABLE; (G) ERRORS IN THE SERVICE WILL BE CORRECTED.

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

(A) NEITHER [BRIDGE TRADING LLC] NOR ITS OFFICERS, MANAGERS, EMPLOYEES, OR AGENTS SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, TRADING LOSSES, LOSS OF DATA, OR OTHER INTANGIBLE LOSSES, ARISING FROM OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(B) IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE EXCEED THE GREATER OF: (i) THE AMOUNT YOU PAID US IN SUBSCRIPTION FEES DURING THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (ii) ONE HUNDRED U.S. DOLLARS ($100).

(C) NOTHING IN THIS SECTION LIMITS LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW.

You acknowledge that the foregoing limitations are an essential element of the bargain between us and that without them the Subscription price would be substantially higher.

20. Indemnification

You agree to indemnify, defend, and hold harmless [Bridge Trading LLC] and its officers, managers, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to:

(a) Your use of the Service; (b) Your violation of these Terms or any incorporated document; (c) Your violation of any applicable law or regulation; (d) Your violation of the terms of service or account agreement of any Broker, Prop Firm, or exchange you connect to the Service; (e) Any trade placed in any Broker Account you connect to the Service; (f) Your connection of, or trading through, a Broker Account in violation of Section 8.1 (Authorized Broker-Account Use).

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with our defense.

21. Termination

21.1 By you

You may terminate your account at any time by contacting [email protected] or via the account-deletion flow in the Service. Termination does not entitle you to a refund except as set out in Section 10.4.

21.2 By us

We may suspend or terminate your access to the Service immediately, without notice and without refund, if we reasonably determine that:

(a) You have materially breached these Terms or any incorporated document; (b) Your use of the Service poses a security risk to the Service or to other customers; (c) Your continued use exposes Bridge Trading to legal liability; (d) You have violated Section 8 (Authorized Broker-Account Use); (e) You have engaged in fraud, abuse, or any unlawful conduct.

21.3 Effect of termination

Upon termination: your access to the Service ceases; any open Auto-Execute or Approval-Mode settings are disabled; encrypted Broker credentials stored under Section 8.2(a) are deleted per Section 14.3; Customer Data is deleted per Section 14.4; audit logs are retained per Section 14.1.

Sections 5, 8.4, 12, 14.1, 18, 19, 20, 22, 23, and any other section that by its nature should survive, will survive termination.

22. Governing Law

These Terms are governed by the laws of the State of Georgia, United States, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

23. Dispute Resolution and Binding Arbitration

23.1 Informal resolution first

Before initiating arbitration, the parties agree to attempt to resolve any dispute, controversy, or claim arising out of or relating to these Terms or the Service through good-faith informal negotiation. You will email a written description of the dispute to [email protected]; we will respond within fifteen (15) business days. If the dispute is not resolved within thirty (30) days of your notice, either party may initiate arbitration as set out below.

23.2 Binding arbitration

Subject to your right to opt out under Section 23.4, any dispute that is not resolved informally shall be finally resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration will be held in Atlanta, Georgia, before a single arbitrator. The arbitrator's decision will be binding and may be entered as a judgment in any court of competent jurisdiction.

23.3 Class action waiver

YOU AND WE EACH AGREE THAT DISPUTES WILL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims or otherwise preside over any form of representative or class proceeding.

23.4 Right to opt out

You may opt out of this arbitration agreement and class-action waiver by emailing [email protected] with the subject line "ARBITRATION OPT-OUT" within thirty (30) days of first accepting these Terms. Opting out has no other effect on these Terms.

23.5 Small-claims carve-out

Notwithstanding the foregoing, either party may bring an individual action in small-claims court for disputes that fall within that court's jurisdiction.

23.6 Equitable relief

We may seek injunctive or other equitable relief in any court of competent jurisdiction in the State of Georgia, in addition to or as an alternative to arbitration, to protect our intellectual property or to enforce the credential-handling and acceptable-use provisions of these Terms.

24. Miscellaneous

24.1 Entire agreement

These Terms (together with the Privacy Policy, the Acceptable Use Policy, the four existing disclosures incorporated by reference in Section 1, the Broker Credential Handling Disclosure, and the Auto-Execute Disclosure for Mode A users) constitute the entire agreement between you and [Bridge Trading LLC] regarding the Service and supersede any prior agreements or understandings.

24.2 Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force and effect, and the unenforceable provision will be interpreted to give effect to its intent to the maximum extent permitted by law.

24.3 No waiver

Our failure to enforce any provision of these Terms is not a waiver of that provision or of any other provision.

24.4 Assignment

You may not assign or transfer these Terms or any rights under them without our prior written consent. We may assign these Terms in connection with a merger, acquisition, financing, or sale of substantially all of our assets, on notice to you.

24.5 Force majeure

Neither party is liable for any failure or delay in performance caused by circumstances beyond its reasonable control, including (without limitation) natural disasters, war, terrorism, pandemic, government action, labor disputes, internet or telecommunications outages, broker outages, or exchange outages.

24.6 Notices to us

Notices to us under these Terms must be sent to:

[Bridge Trading LLC] Attn: Legal [REGISTERED_AGENT_ADDRESS — TBD] Email: [email protected]

24.7 Notices to you

We may give notice to you by email to the address associated with your account, by posting through the Service, or by any other means we determine reasonable.

24.8 Changes to these Terms

We may modify these Terms from time to time. If we make material changes, we will notify you by email at least thirty (30) days before the change takes effect, and we will update the "Last Updated" date at the top of this document. Your continued use of the Service after the effective date constitutes acceptance of the modified Terms. If you do not agree, you must stop using the Service before the effective date.

24.9 Headings

Section headings are for convenience only and do not affect interpretation.

24.10 Survival

The provisions of these Terms that by their nature should survive termination — including Sections 5 (Risk Disclosures), 8.4 (Threat Model), 12 (Intellectual Property), 14 (Data Retention), 18-20 (Disclaimers, Liability, Indemnification), 22 (Governing Law), 23 (Dispute Resolution) — will survive termination.

Contact

Bridge Trading LLC Email: [email protected] Website: bridgetrading.ai

This document is a v0 working draft prepared by the founder. It has not yet been reviewed by counsel and is not effective until lawyer-approved and posted with a confirmed Effective Date.